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Finding Time

Finding time to manager your finances can really take some time.  With all of the hustle and bustle our financial state  generally takes a backseat because it is not always the most fun thing to think about. Having to pay bills, wondering if you should consolidate your debt or file bankruptcy can definitely...

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Posted by admin | Posted in Finances | Posted on 19-08-2014


I think I need to get rid of some of my crystal.  It started when I was married for the second time, I received some crystal figurines, they were disney characters, like tiger, and pooh, etc.  Well, over the years, I’ve enhanced that collection to well over a thousand pieces.  My husband and I were in the process of moving is how we finally figured out we had way too many.  Once we started digging into our storage shed we found most of them.  Well, now that I have my no essay scholarships and I am taking a break from school, what better time to go through them all then now.  Perhaps I can make some money by putting them on ebay or something.

New Traveler

Posted by admin | Posted in Finances | Posted on 14-08-2014


So my daughter is finally going to college and I cannot be more excited!  She was able to get scholarships for college students and now she is on her way!  I’m not sure if I will go through that empty nest syndrome that everyone talks about, we shall see.  I mean, I will miss her so very much, but am happy that she will be starting her own life also.  I’m also excited for my husband and I to continue ours, together, just he and I.  I think it’s just an exciting journey no matter what.  I would like to travel and see many places, hopefully my hubby and I can take a trip to Jeruselam.  That would be fantastic


Posted by admin | Posted in Finances | Posted on 29-07-2014


Maintaining a good credit score is important in today’s day and age because anyone can run your credit. Technology has made it so that Social Security numbers are checked for all types of credit lines including cell phone plans, leases and even flexible payment shopping plans. It is crucial for people to make strides to pay their bill payments on time. Debt can be a huge burden for people. It has to be managed well so that people can build up their credit history in the best manner possible.  A good solution may be to get debt consolidation loans bad credit, just be sure to take your time and research which company you are looking into.

New Car

Posted by admin | Posted in Finances | Posted on 26-07-2014


How can you tell which bad credit consolidation loans company is real and won’t take your money?  I’m really not sure where to go.  I’m trying to wrap up all of my credit issues before the end of the year, so that I can start a new year fresh, but don’t know where to start.  My Birthday is coming up in a few months, I’m really excited, I’m hoping I can have enough paid off so that I can buy a new car.  I’m not sure which one I want, I’ve looked into a few options.  One is this…

Or maybe one of these…

hmmmm, tough decisions.

Pop junkie

Posted by admin | Posted in Finances | Posted on 14-07-2014


I am an incurable pop culture junkie.  Maybe it’s my age but, I prefer older pop, from the 80′s.  I like bands like A Flock of Seagulls, Aerosmith, and Atlantic Starr, yes, I know, maybe i’m telling my age.  I certainly didn’t mind telling my age when I was able to obtain scholarships for women over 40, that really helped me and helped in launching my career.  Which by the way has nothing to do with 80′s music, lol.  So, maybe this world would be a better place if we brought back some of the music of the past?  I don’t know, but I can keep on hoping.




Posted by admin | Posted in Finances | Posted on 20-06-2014


Volunteering your time is a rewarding experience for anyone, of any age. You can devote as much or as little time as you would like, and it has a positive effect in the lives of people in your community. When you volunteer, you not only help to support a charity or organization that you are passionate about, but you also gain very important and useful skills that will stick with you for the rest of your life. Skills that can be used to advance your career and to make strong connections.

Choosing a charity or organization to work with can be challenging, especially if you have a variety of different interests. Begin with one, and as your time allows, pick up new opportunities.

If you’re an animal lover, the local SPCA may be a great place to start. They’re always looking for help, especially in their adoption clinics. This is where I started, and I am still enjoying it today. The tight bonds made with shelter pets will be with you forever, and knowing that each and every pet that you worked with was able to get a loving home is worth every minute you devote to the cause.

Environmental organizations, children’s charities, food pantries, homeless shelters, and tutoring and educational programs are just a few other ideas to explore when thinking about getting involved in your community. The possibilities are endless, and it goes a long way to showing that you care. Even in the financial sector there are people who help. There is no profit help even for those who need consolidation loans for people with bad credit , help and volunteering is not just for animal lovers.

Spoken Word and Fear

Posted by admin | Posted in Finances | Posted on 19-06-2014


I had a presentation at college today, and I actually enjoyed if for once. That’s more than likely because Kyle told me the most profound thing that I’ve heard him say. Just before going on stage I must admit that I was rather nervous. I could barely even drink my water because the vibrations were so bad, but then I felt the familiar tug of his hand on my shoulder. He looked at me and said, “Chris, The spoken word carries immense power“. At that time I was kind of surprised because I told him that yesterday, and then he impressed me even more when he continued.

“These words can ride the cool breeze as a whisper; or perhaps pound the air in roars of pain; and occasion they even sputter out between sharp swallowed sobs, but no matter how spoken every word carries that weight, that power” and then he paused, “They carry the power to change people, to shape them, graft them into something new. So you have no reason to be afraid, you’re the one with this great power. They should fear you”.  I remember seeing this on a weird scholarships application one year..lol

For a while I just stood there taking in what he said, realizing that he was speaking the truth. Amazingly my shaking did disappear and I felt a world better. After all, I was the one with this great power and I intended to use it. As I’m writing this now I truly do hope that my words touched somebody and inspired them to do better, I hope my words didn’t fall on deaf ears.

Uneemployment in the US

Posted by admin | Posted in Finances | Posted on 13-12-2013


Money problems are rampant across the world right now. Although the Unemployement rate in the US at a all time low, things could still improve.

Money problems are rampant across the world right now. Although the Unemployement rate in the US at a all time low, things could still improve.

Recently, I read an article about the unemployement rate in the US. It seems that things may be getting better. I have recently seens some of the statistics it seems that the implement rate be close to 8% if not 7% in United States. In a recent article that I read here, http://data.bls.gov/timeseries/LNS14000000 , the Bureau of Labor Statistics will show databases as well as what the unemployment rate is for those who are 16 years of age and older. It seems as though some of the benefits may be lost in the forthcoming months but we are hoping that this may possibly take a different turn of events.  If yoare inch did see in the this article from BLS.gov also build help you.

However, the United States of America is not the only ones with the problems. It seems that according to Bloomberg news which is a Canadian online site that reports news to his country it seems that the Canadian household debt ratio has reached a record in this quarter. You can read the article here: http://www.bloomberg.com/news/2013-12-13/canadian-household-debt-ratio-rises-to-record-in-third-quarter.html

In America seems that debt consolidation loans for bad credit information is grown by leaps and bounds while Americans are wanting to get a better grip on their financial status.

Although the situation may not last for long time, right now anyone in the world would be better including the author by saving more money on a monthly basis in order to try to avoid some of the issues that come with financial issues.

Today I will….look at the BBB.

Posted by admin | Posted in Finances | Posted on 22-08-2013


In looking through the files and trying to decide who we should do business with online, we first sought the help of the better business bureau online.

I think there may be two different types, I am not sure that here is the website: http://www.bbb.org/ I am not sure it is the same people that own this website though.

For those who are looking for an online BBB, this is the URL http://www.bbb.org/online/consumer/default.aspx

I do think there is an element of risk of doing business online, but in the end whether you are trying to get help with credit card debt to buying a car all the way to kids toys on Amazon learning and understanding who you are doing business with is extremely important. Of all places, I think Amazon is more than likely the best, this is because of the consumer reviews. My advice would be to not buy something that you are unsure of unless you read the reviews on the site. With a site that only has testimonials that are in 100% control the website, I would check with the BBB online to make sure that the company in question is a company you should do business with.

Below is s video about safety and online shopping

Sites mentioned in post (for reference)






In Response

Posted by admin | Posted in Finances | Posted on 16-08-2013


Although, we feel that we may or may not be an expert in this field, we feel that it is very important for any consumer that is buying anything in the financial field to do a lot of research to find out what are the best options for him or her. Saying this, life insurance is one of the most important things anyone could invest in especially for their family but where to buy this would be up to the consumer themselves. We suggest possibly talking to a financial visor to find out exactly what would best meet your needs. Or better yet, you can call around and find out different companies all-in-one packages they have them will work best for you. We think that a lot of people get wrapped up in the fact that they have to buy a specific type of insurance in this causes them to make a wrong decision. Although we will not give our opinion as to what we recommend, we do think it is best to try to do due diligence and do research to make sure that you are buying a plan that works best for you and your family. If you need further help,  an article in this periodical will help you.

We were recently asked in a comment on what we think about all the latest promotion about best term life insurance and websites that discuss the subject.


Otherwise, before choosing any company we always recommend that you check the online Better Business Bureau to find out if they have any positive and negative ratings and if they do have negative ratings have they been resolved. This should help with about any decisions that you have to make that relate to any type of online purchases.

(source: http://besttermlifeinsurancev.com)